Iowa Independent

Stories

No credit? No collateral? No problem

In strip malls across the country, under signs with phrases like “Fast Cash” and “EZ Money,” nearly anyone with a pay stub, a bank statement and a photo ID can take out a high-interest cash loan in a matter of minutes, without collateral and with few questions asked. Called payday loans, these small cash payments made in anticipation of a payday have spawned a $59 billion-a-year industry nationwide.


Dave Ramsey: America’s Most Relevant Christian?

(Commentary) Christian-based financial adviser and radio host Dave Ramsey, a Tennessean with a front-porch-swing ease and a grab-bag of delightful Southern euphemisms, sounds an awful lot like a voice-recognition dead-ringer for comedian Jeff Foxworthy.

But instead of having you laughing about what makes a redneck, a la Foxworthy, Ramsey captivates listeners with common-sense, unmistakably sincere money [...]