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	<title>Comments on: Contrasting McCain and Obama&#8217;s health care plans</title>
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		<title>By: individual health insurance</title>
		<link>http://iowaindependent.com/4542/contrasting-mccain-and-obamas-health-care-plans/comment-page-1#comment-18647</link>
		<dc:creator>individual health insurance</dc:creator>
		<pubDate>Mon, 14 Sep 2009 12:59:18 +0000</pubDate>
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		<description>Yes , I do agree the same.&lt;br&gt;&lt;a href=&quot;http://www.premierhealthcareonline.com/&quot; rel=&quot;follow&quot; rel=&quot;nofollow&quot;&gt;individual health insurance &lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Yes , I do agree the same.<br /><a href="http://www.premierhealthcareonline.com/" rel="follow" rel="nofollow">individual health insurance </a></p>
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		<title>By: lodefinition</title>
		<link>http://iowaindependent.com/4542/contrasting-mccain-and-obamas-health-care-plans/comment-page-1#comment-12511</link>
		<dc:creator>lodefinition</dc:creator>
		<pubDate>Tue, 26 Aug 2008 02:38:26 +0000</pubDate>
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		<description>McCain &amp; Obama and many others simply do not realize REAL costs of heath insurance.  Eg, in NJ state law _requires_ insurance companies sell policies to all, specifically including anyone with any preexisting conditions.  Consequently, anyone in NJ who has to buy an &quot;individual&quot; policy has to pay a premium that reflects the increased costs of what is effectively a high risk pool.  My wife &amp; I have been quoted (ready?) $86k per year for a &#039;standard&#039; 80/20% coverage policy... yes, a level of coverage that is &#039;normal&#039; for full-time employed professionals, however, less than the coverage our politicians get themselves!  There is only one &quot;solution&quot; for this mess... single payer insurance.  MDs en mass are behind single payer, as it would effectively eliminate ~30% of the overhead in dealing with insurance companies, and at same time standardize wide variances in our present &quot;hydra-headed&quot; and all too dysfunctional levels of coverage.  All other &quot;rational&quot; counties have come to this conclusion - why has the USA persisted in a system which effectively polarizes coverage individuals can afford, or worse results in vast numbers of un or underinsured.  Collectively, &quot;we&quot; ought be ashamed of ourselves!</description>
		<content:encoded><![CDATA[<p>McCain &#038; Obama and many others simply do not realize REAL costs of heath insurance.  Eg, in NJ state law _requires_ insurance companies sell policies to all, specifically including anyone with any preexisting conditions.  Consequently, anyone in NJ who has to buy an &#8220;individual&#8221; policy has to pay a premium that reflects the increased costs of what is effectively a high risk pool.  My wife &#038; I have been quoted (ready?) $86k per year for a &#39;standard&#39; 80/20% coverage policy&#8230; yes, a level of coverage that is &#39;normal&#39; for full-time employed professionals, however, less than the coverage our politicians get themselves!  There is only one &#8220;solution&#8221; for this mess&#8230; single payer insurance.  MDs en mass are behind single payer, as it would effectively eliminate ~30% of the overhead in dealing with insurance companies, and at same time standardize wide variances in our present &#8220;hydra-headed&#8221; and all too dysfunctional levels of coverage.  All other &#8220;rational&#8221; counties have come to this conclusion &#8211; why has the USA persisted in a system which effectively polarizes coverage individuals can afford, or worse results in vast numbers of un or underinsured.  Collectively, &#8220;we&#8221; ought be ashamed of ourselves!</p>
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