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Open letter to readers: Today and tomorrow

By Lynda Waddington | 11.17.11

Wednesday was a difficult day for The American Independent News Network, which is the larger entity that operates The Iowa Independent. Our chief executive and founder announced two of our sister sites would close and their content would be moved to The American Independent.

ACS lockout continues; plan emerges to repeal sugar protections

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By Virginia Chamlee | 11.15.11

A recently introduced bill could have far-reaching impact on the U.S. sugar industry, including American Crystal Sugar, a farmer-owned cooperative that locked out 1,300 Midwest workers on Aug. 1.

Cain campaign: Farmers know more about regulations than EPA

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By Andrew Duffelmeyer | 11.15.11

The chairman for Herman Cain’s Iowa effort says the campaign “relied more on the word of farmers than Washington regulators” in deciding to run an ad containing claims the Environmental Protection Agency says are false.

Mathis wins, Democrats maintain Senate control

Liz Mathis
By Lynda Waddington | 11.08.11

The Iowa Senate will remain under the control of a slim 26-25 Democratic majority when it reconvenes in January 2012.

Press Release

PR: Nation should work to address veterans’ challenges

By Press Release Reprints | 11.11.11

BRUCE BRALEY RELEASE — As US involvement in Iraq and Afghanistan ends, it’s more important than ever that our nation works to address the challenges faced by the men and women who fought there.

PR: Honoring veterans, help in hiring

By Press Release Reprints | 11.11.11

CHUCK GRASSLEY RELEASE — A difficult job market is challenging the soldiers, sailors and airmen who have protected America’s interests by serving in the Armed Forces.

PR: In honor of America’s veterans

By Press Release Reprints | 11.11.11

TOM LATHAM RELEASE — No one has done more to secure the freedom enjoyed by every single American than our veterans and those currently serving in the armed services.

PR: Honoring and supporting our nation’s veterans

By Press Release Reprints | 11.11.11

DAVE LOEBSACK RELEASE — Veterans Day is an opportunity to reflect on the service of generations of veterans and to honor the sacrifices they and their families have made so that we may live in peace and freedom here at home.

Report: Dental costs one of largest health care burdens for farm families

By Lynda Waddington | 05.04.09 | 11:43 am

A new report issued by The Access Project finds that the cost of dental care represent more of a financial burden on families and individuals than has been previously recognized. The group, which surveyed family farm and ranch operators in Iowa, Minnesota, Missouri, Montana, Nebraska, North Dakota and South Dakota, discovered that dental costs constitute more than a quarter of families’ out-of-pocket health care spending.

Less than half of farm and ranch operators in the Great Plains states have dental insurance, and many pay more annually on dental care than they do for out-of-pocket prescription drugs. The 42 percent of ranch and farm families that report having dental insurance is well below the national average of roughly 60 percent.

The researchers also found that when factoring in the estimated costs of dental premiums, having dental insurance did not result in a major reduction in average costs. It did, however, make dental expenses more predictable, made it less likely that people delayed care and made it less likely that health care costs contributed to financial problems.

Specific findings from the report are as follows:

  • Families on average spent $3,231 out-of-pocket for medical, prescription and dental care, including $873 on dental care and $700 on prescription drugs.
  • Three-quarters of survey respondents had dental out-of-pocket costs, with similar percentages for those with and without dental insurance coverage (77 percent for those without dental insurance and 73 percent for those with coverage)
  • Farm and ranch operators obtaining health insurance through off-farm or ranch employment were far more likely to have dental insurance (64 percent) than those purchasing their health insurance in the individual, non-group market (12 percent).
  • When the estimated premium costs for dental insurance were factored in, the average amount spent in total (premiums plus out-of-pocket costs) were similar for those with dental insurance ($978) and those without such coverage ($1,007)

“A lot of attention has been paid to the high cost of prescription drugs,” said Carol Pryor, lead author of the report and policy director for The Access Project. “We hope this report grabs the attention of the policymakers since it shows that average dental costs can consume an even greater port of the family’s budget.”

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Comments

  • arizonalipo

    hi all,
    Nice article. I really don't have much idea about that people are's expense regarding too much. First time heard about dental insurance. I need to give one advice to such people take care of teeth why to waste money after dental problem and dental insurance because its recession time…

  • arizonalipo

    hi all,
    Nice article. I really don't have much idea about that people are's expense regarding too much. First time heard about dental insurance. I need to give one advice to such people take care of teeth why to waste money after dental problem and dental insurance because its recession time…

  • thornhilldental

    Unfortunately, many people do not have access to regular dental care due to finances. As a result, they end up needing more costly emergency dental treatment later down the road.

    • http://www.designedsmiles.com/orange-county-implant-dentist/ Orange County Implant Dentist

      this is true, its a common problem among the farm families and poor families that cant afford dental care, its really a burden to them.

  • http://www.designedsmiles.com/orange-county-implant-dentist/ Orange County Implant Dentist

    this is true, its a common problem among the farm families and poor families that cant afford dental care, its really a burden to them.

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